Blockchain & Web3 Weekly Bytes Edition #81

🏦 Morgan Stanley Crypto Access, Cipher’s $3B AI Deal, GENIUS Act 101

Sep 27, 2025

Hello Blockchain Enthusiast,

Welcome to Edition #81 of Blockchain & Web3 Weekly Bytes. Morgan Stanley is preparing to open crypto trading to millions of E-Trade clients. Cipher signed a $3 billion AI hosting agreement with Google support. The CFTC is rolling out a tokenized collateral pilot for derivatives. This week’s Tech Spotlight breaks down the GENIUS Act, the first federal stablecoin law, and our chart tracks the RWA market as it pushes past $30 billion.

TLDR – This Week at a Glance:

Morgan Stanley plans crypto trading for E-Trade clients
Cipher Mining signs $3B AI hosting deal with Google
CFTC launches tokenized collateral pilot
Tech Spotlight: GENIUS Act 101
Chart of the Week: RWA market tops $30B, up 93% YTD
Affiliate Spotlight: NordVPN for safe and private browsing

🧠 Weekly Trivia

Which decentralized AI network currently has the highest number of active contributors staking resources?

A) Bittensor
B) Akash
C) Render
D) Gensyn

*Answer revealed at the end 👇

📰 This Week’s Blockchain and Web3 Highlights

Morgan Stanley backs Zerohash, opens crypto trading on E-Trade: E-Trade clients will gain access to Bitcoin, Ethereum, and Solana trading after Morgan Stanley joined Zerohash’s $104M round.

Cipher signs $3B AI hosting deal with Google support: Cipher secured a 10-year, 168 MW AI hosting contract with Fluidstack, backed by Google’s $1.4B guarantee and equity stake.

CFTC launches pilot for tokenized collateral: The CFTC will allow stablecoins to be used as collateral in derivatives through a pilot with Circle, Coinbase, and others.

Vanguard weighs crypto ETF access for clients: Vanguard is considering offering brokerage clients access to crypto ETFs after years of holding out.

Fold introduces bitcoin rewards credit card: Fold partnered with Visa and Stripe Issuing to launch a credit card that pays bitcoin on purchases.

Circle explores reversible USDC transactions: Circle may enable reversible USDC transfers to meet traditional finance demand, sparking debate over immutability.

Philippines adopts blockchain to track public spending: The Philippines launched Integrity Chain to log infrastructure contracts on-chain after protests over corruption.

🔦 Tech Spotlight: GENIUS Act 101

The GENIUS Act is the first U.S. law for stablecoins. It sets rules for issuers, reserves, and disclosures. It passed in July with bipartisan support.

Core rules in one minute

Stablecoins must be backed by cash and short-term Treasuries.
Monthly reserve reports are mandatory.
Oversight is shared across federal and state regulators.

What changes now

Dollar-based stablecoins have a single national framework instead of patchwork rules.
Institutions gain clarity to use stablecoins for payments and collateral.

Why it matters

Payments, on-chain settlement, and tokenized cash programs now have clear U.S. ground rules.

Takeaway: Stablecoins now have a U.S. framework, providing issuers and users with a baseline of trust and setting the stage for broader adoption in finance.

📊 Chart of the Week: RWA Market Surpasses $30B

The tokenized real-world asset market has surpassed $30 billion, representing a 93% increase since the beginning of the year.

US Treasuries remain the dominant category, but private credit and corporate bonds are now gaining share.

This trend signals deeper adoption of blockchain rails for mainstream financial products, with the next phase likely involving real estate and equities.

Source: Crypto.com

😂 A Little Blockchain Humor Break 🤣

Source: Naiive

That concludes Edition #81 of Blockchain & Web3 Weekly Bytes. We highlighted Morgan Stanley’s push into crypto trading with Zerohash, Cipher’s $3B AI hosting deal with Google, and the CFTC’s move to allow tokenized collateral in derivatives markets.

✅ Trivia Answer: A) Bittensor

Bittensor currently leads decentralized AI networks by the number of contributors staking resources.

See you next Saturday with more timely updates from Blockchain and Web3 Insights.

Thank you,
Ajay Tomar
Founder & Creator
Blockchain and Web3 Insights LLC

🌐 blockchainweb3insights.com
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