Blockchain & Web3 Weekly Bytes Edition #95

🧾 Tokenization Watch, 24/7 Settlement, Web3 Without Tokens

Jan 17, 2026

Hello Blockchain Enthusiast,

Welcome to Edition #95 of Blockchain & Web3 Weekly Bytes. This week made one thing clear. Infrastructure is moving first. Large banks outlined where tokenization fits inside regulated systems. Market operators pushed settlement closer to nonstop availability. Payment rails widened stablecoin access for businesses and brokers.

TLDR – This Week at a Glance:

Goldman Sachs outlines tokenization pilots and reviews prediction markets under U.S. oversight
London Stock Exchange Group launches 24/7 settlement for tokenized bank deposits
Visa and Interactive Brokers expand stablecoin payouts and account funding
Tech Spotlight: Web3 without tokens and where it already works
Chart of the Week: Financial advisors rank tokenization as the top theme to watch this year
Affiliate Spotlight: NordVPN for everyday online privacy

🧠 Weekly Trivia

Which system allows blockchains to read real-world data without relying on a single data provider?

A) Data availability layers
B) Oracles
C) Sidechains
D) Relayers

*Answer revealed at the end 👇

📰 This Week’s Blockchain and Web3 Highlights

Goldman maps tokenization tests under U.S. market rules: Goldman Sachs confirmed active work on tokenization and stablecoin use cases, while also reviewing regulated prediction markets.

LSEG launches nonstop settlement for tokenized deposits: London Stock Exchange Group rolled out its Digital Settlement House, enabling continuous settlement of tokenized commercial bank deposits across currencies and jurisdictions.

Ledger enables Bitcoin yield access through partners: Ledger introduced a Bitcoin yield feature through Lombard and Figment, marking the first time a third-party rewards product is available directly inside the wallet.

South Korea approves legal framework for tokenized securities: South Korea passed legislative amendments allowing qualified issuers to create and distribute tokenized securities through regulated intermediaries.

Visa expands stablecoin payouts with BVNK: Visa partnered with BVNK to allow businesses to fund and receive Visa Direct payouts using stablecoins in select markets.

JPMorgan expects higher institutional crypto inflows in 2026: JPMorgan analysts forecast continued inflows this year following record institutional participation in 2025.

Interactive Brokers adds 24/7 funding via USDC: Interactive Brokers enabled round-the-clock account funding with USDC, and plans support additional stablecoins.

🔦 Tech Spotlight: Web3 Without Tokens

Web3 systems do not always require tokens.

Many of the most reliable deployments focus on coordination rather than incentives. Decentralized storage indexes content without issuing assets. Identity systems verify credentials without native coins. Messaging layers move data across networks without a tradable unit attached.

In these cases, blockchains act as shared infrastructure. They record state, verify changes, and keep systems run by different parties in sync.

The absence of a token often reduces friction. There is no price risk, no treasury management, and no speculation tied to usage. What remains is a system that works quietly in the background.

Takeaway: Web3 without tokens already supports data availability, identity verification, settlement coordination, and audit trails. It tends to show up where reliability matters more than visibility.

📊 Chart of the Week: Tokenization Tops the Advisor Watchlist

Bitwise surveyed hundreds of financial advisors on which crypto themes they are tracking most closely. Tokenization ranked first.

Advisors pointed to real use cases across deposits, funds, and settlement rather than consumer speculation.

The result suggests growing attention toward infrastructure that fits inside existing financial workflows.

Source: Bitwise

😂 A Little Blockchain Humor Break 🤣

Source: Naiive

This week was grounded in what is already running. Tokenization moved deeper into regulated markets. Settlement infrastructure pushed toward constant availability. Stablecoins continued to integrate with payments and brokerage systems. Alongside that, token-free Web3 systems continued to support data, coordination, and verification without drawing attention.

✅ Trivia Answer: B) Oracles

Oracles allow blockchains to receive verified external data such as prices, events, or outcomes without relying on a single source.

See you next week with new insights from Blockchain and Web3 Insights.

Thank you,
Blockchain and Web3 Insights

🌐 blockchainweb3insights.com
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